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LIFE INSURANCE
SERVICE AREAS
Michael J. Deprima
LICENSED INSURANCE PROFESSIONAL
917-745-7231
With offices in Staten Island, Brooklyn & Manhattan I can easily meet with you at your convenience.
There are several types of life insurance that may be right for you. Term Life Insurance, Whole Life Insurance & Universal / Variable Life Insurance.
Term Life Insurance is a set flat rate you pay every month over a period of time (usually 30 years) until the policy ends or transitions to something different.
Whole Life Insurance usually means that you will have a life insurance policy for the entire length of your life and features guaranteed premiums, death benefits and a cash value.
Universal / Variable Life Insurance is more of a combined investment and death benefit program. This allows you to shift more of your monthly life insurance premium towards a less risky financial reward.
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