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This particular line of insurance refers to a loss pertaining to Marine damage or destruction. This relates to damage or destruction of a ship’s hull or the ship’s cargo (freight).
When someone is involved in the business of transporting cargo this coverage is most useful as it has several different areas to it including liability coverage, sinking of the ship, jettisoning (throwing cargo/property overboard to ensure safety of other property), collision with another ship, and many other situations/events that can occur to a ship and cargo being transported over seas. If your involved in moving cargo around this coverage is exactly what you need to assure your shipment is fully insured.
Contact me for an in-depth advisement on this specific area of insurance.